I feel that I'm not being honest with myself this time around about how well I'm doing with my budgeting. After last weekend my booze envelope is empty, my toiletries envelope is empty (and I didn't use that money for toiletries); luckily I have money in my grocery envelope so I can eat, the animals have full bags of food and my dine out envelope is still full (and by full, I mean it has $20 in it, so I won't be going to fancy places). I think that having a partner that is so generous makes this process tougher; I want to become financially stable and be able to take care of myself in case something ever happens, but my significant other keeps on insisting on paying for things.
On the weekend we went to the casino (that's where my toiletry money went) and he won quite a bit of money so has been paying for dinner and drinks all week. I feel a sense of guilt about this because he shouldn't have to 'pay' because he's good with money and I'm not.
Those are my thoughts for the week.
I've included a link to an article I read today. It's US based, but I believe could still be applicable to Canadians. The question being posed is can you save money by taking public transit vs. driving? Let me know your thoughts.
http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1771236
1 comment:
About the transit vs car thing, I think it's a really tough thing to calculate. to me, if the only reason you have a car is to get to work, that's pretty shitty. but no one that has a car only uses it to go to work. you use it to get groceries, and run errands and all sorts of other crap that it's convenient to have a car for.
To me, you'd have to be able to save a pretty significant amount of time by driving to justify having a car "just" for your commute. I personally like having my 30 minutes on the subway to read. I've never had a longer commute than that though, for work or school.
As for you getting stuff bought for you, that's not your fault, and you shouldn't beat yourself up over it. However, you shouldn't count on it, and you shouldn't adjust your budget assuming that you're going to get it. If you get taken out for dinner a bunch of times, you should see more money remaining in your budget because you didn't have to buy those meals and feed yourself at home. that's my opinion anyway.
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