Showing posts with label groceries. Show all posts
Showing posts with label groceries. Show all posts

Thursday, June 17, 2010

New Article

I feel that I'm not being honest with myself this time around about how well I'm doing with my budgeting. After last weekend my booze envelope is empty, my toiletries envelope is empty (and I didn't use that money for toiletries); luckily I have money in my grocery envelope so I can eat, the animals have full bags of food and my dine out envelope is still full (and by full, I mean it has $20 in it, so I won't be going to fancy places). I think that having a partner that is so generous makes this process tougher; I want to become financially stable and be able to take care of myself in case something ever happens, but my significant other keeps on insisting on paying for things.
On the weekend we went to the casino (that's where my toiletry money went) and he won quite a bit of money so has been paying for dinner and drinks all week. I feel a sense of guilt about this because he shouldn't have to 'pay' because he's good with money and I'm not.
Those are my thoughts for the week.

I've included a link to an article I read today. It's US based, but I believe could still be applicable to Canadians. The question being posed is can you save money by taking public transit vs. driving? Let me know your thoughts.

http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1771236

Friday, May 28, 2010

Day one was successful, but that might be because all of my envelopes are still stuffed!

I had a minor panic attack when I put my plastic to rest yesterday; I even stood in line at the bank to take money out instead of accumulating bank fees.

After my initial 'oh my, I only can spend this much on food and booze for the next two weeks', I remembered why I was doing this and how I never, ever want to hit rock bottom again the way I did a month ago.

For the first time ever I actually wrote out a grocery list. I have budgeted myself $50 for this pay period for groceries. Instead of just walking around the grocery store randomly grabbing things that looked good, I compared prices and stuck to my list. My grocery bill for the week came out at $20.55. Pretty good so far.

Today I decided to take out money from my coffee fund and have a coffee this morning. In this envelope I've limited myself to $20 per pay period. Keep in mind that I was spending, on average $25 in coffee from Monday to Friday and usually the same amount on weekends (when I factored into buying Glen coffee). Needless to say this will be one of the tough ones.

Next challenge will be the weekend. We have already agreed not to go out for dinner, but a show tonight (= booze) + poker + more drinks with friends. This will be hard. I also didn't budget for poker, but hey, I could win and be on top! Oh, that's not the way I should look at things, right?

Have a great weekend and keep the comments coming!